1. Claims
  2. Claims Overview

Claims Overview

Insureds should contact their agent to report a claim.
Agents may start reporting a claim by logging in below.

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Types of Claims

Crop Claims

You never know when Mother Nature will strike. That's why it pays to protect yourself against early-season storms by buying your hail coverage prior to planting. Your farm is your future, so don't take the risk: buy before the storm.

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Simplified Claims

The Simplified Claims process is to allow an Insured to self-certify their loss if it meets strict criteria. This process should help our Insured's to assist in the processing of their claim and help us get money back to them in the fastest possible way.

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Precision Claims

Using just three precision records, your FMH precision-certified adjuster can adjust a loss in a fraction of the time – which means you can receive your claim payment even sooner.

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What can insureds do to expedite the claim process?

  • Be Organized
  • Submit your claim for indemnity on time. The Common Crop Policy places strict limitations on an Insurance provider's ability to pay any claim that is not submitted in a timely manner.
  • Keep production records separate by unit.
  • As much as possible have available written third party verification of yield history available.
  • Cooperate with the adjuster in the investigation or settlement of a claim.
  • Speed up your claims payment by adding your bank account in the Policyholder Center or having your agent set up direct deposit.

Agents Simple Process

Login to
FMH Agent Center

COMPLETE A NOTICE OF DAMAGE OR LOSS CARD

PHONE THE CLAIM
REPORTING CENTER